There are some regulations when you are on a race track that wouldn't allow a 500 hp car to run a 250 hp car. You said long term so I figure there will be a lot of people quit by then.
I have spent lots of money on the game also but I'm done now!! It was bad enough getting taken by a hacker occassionally but getting hacked daily won't get it for me. I hope CIE and the hackers enjoy each other.