As in the last version of this game you will eventually reach the point where your cash can only be used on second and late round draft picks. Totally useless once you have a decent team developed. Good like acquiring a player from that to replace a starter or even be good enough to place on the inactive list. Why can you buy gold with the cash you earn?
And, when it comes to gold, how frustrating is it to finally earn enough free gold, or spend your money on the game to buy gold, only to acquire a #1 draft pick that is totally useless to your team!!! That is why I no longer spen my money on this game.